Instant
£10
Zopa bank account — £10 bonus
Open a free Zopa Biscuit account. Soft credit check only. £10 lands almost instantly. No deposit, no spend needed.
Updated April 2026 — 7 active offers
All free money offers UK 2026
Every legitimate sign-up bonus ranked by how fast you get paid. All verified, all no-nonsense.
Instant & 48-hour payouts — start here
These pay out fastest and require no deposit or credit check.
24–48 hrs
£5
Monzo bank account — £5 bonus
Download the app, verify ID, make any one purchase. Bonus in 48 hours. No credit check, no fees, no switching needed.
48 hrs
£5
Starling bank account — £5 bonus
Open a Starling personal account and use your card once. No credit check, no switching required. Bonus in 48 hours.
1-3 days
£100
Trading 212 — free share up to £100
Open a Stocks and Shares ISA via our referral link and deposit £1. Get a free fractional share worth up to £100. Campaign ends 28 April 2026.
Up to 30 days — worth the wait
Slightly slower but higher value. Stack these after the instant ones.
7–30 days
£10
TopCashback sign-up bonus — £10
Join the UK's biggest cashback site free and earn £10 just for making your first purchase via the platform. Must-have account.
7–14 days
£20
Chase bank account — £20 bonus
Open a Chase UK account and spend £20+ in 30 days. Also includes 1% cashback on all spending for the first year.
Bigger payouts — takes a little longer
Higher effort but the best single payouts available in the UK right now.
~90 days
£50
Octopus Energy switch — £50 credit
Switch your home energy to Octopus and both you and your referrer get £50 bill credit. No upfront cost beyond your normal bills.
£205 total available
Across all 8 offers listed above. Updated April 2026.